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JC Torres
JC Torres
Signature Homes Realty
Katy, TX 77494

Contact Me

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Special Financing

How to get owner financing on your home of choice


 No Credit Check

 No Income Verification

 No Balloon and No Prepayment Penalty

 Self Employed, Foreign Nationals, TIN # OK


For detailed information about this community kindly CALL or TEXT

JC Torres - 281-616-5202                                                       



                                                                      How It Works





ALL Credit Qualifies:


 Stated Income

 No Credit Check

 No Balloon

 No Prepayment Penalty

 No Sourcing or Seasoning of Funds

 No Time on Job Requirements

 Self Employed OK

 Foreign Nationals OK

 Tax Identification Number OK


What our Clients Say







What Makes Us Different


 We believe that if you have saved 15% or more for a down payment, you deserve to get any home you want no matter what your credit score is.

 With our system, you get the home you want RIGHT NOW period.

 Our proven system helps struggling families get back on their feet by getting them in their home of choice and reporting timely payments to creditors to help them rebuild credit.

 Our system does not discriminate based on your history

 Self-employed people are welcome. We recognize that you are the backbone of the American economy and that you should be appreciated instead of penalized.



Our Proven System Overcomes All Credit Challenges



 What is owner financing?

Owner financing is when the buyer seeks financing directly from the person selling a property. In your case, this person will be a real estate investor. 

 What is Owner Financing Process?

The owner financing process is very straight forward. You pick any home you want. An investor will purchase the home for you, and sell (owner finance) it to you. Your cash is your credit.

 What if I have a bad credit? Can I still get a home with Owner Financing?

Yes you can! Every situation is different, but we specialize in helping people who have been through tough circumstances (or just made mistakes in the past) to get started on the path to a great financial future and home ownership. So fill out the form at the bottom of this page now and get your piece of the American dream!

 What are the Benefits of Owner Financing?

There are a lot of benefits of owner financing! Lots of smart people are using owner financing as a way to get the home of their dreams without having to qualify for a bank loan. In the past few years, banks have been very tight on their lending criteria, making it harder for people to purchase homes.

 Is there a there a required down payment?

Yes, the minimum down payment is 15%. The more you put down the lower the risk and the lower the interest rate.

 All the Banks have turned down my mortgage application. Can you still help me buy a Home?

Well, this program has been founded with the sole purpose of helping individuals and families who can’t qualify for a conventional mortgage. We have helped hundreds of families realize their homeownership dream even when everyone else has told them no.

 How does the program work?

We work with real estate investors who can acquire any home you want. They buy the house of your choice and owner finance it to you. It means that you will be financed from an investor, not a bank. It will be a fixed-rate mortgage which means the interest rate will remain unchanged until you pay the loan off.

 How do I get Started?

Fill out the form on this page. Then, you will be directed to schedule an appointment for a live meeting with us.

 How do I know that this program is "legit"?

The entire process is very logical and transparent. Everything is on the table. Nothing is hidden. Everything is full disclosure. That’s the only way to do business. We teach you our entire program and until we are confident that you understand the program we will not move forward. All transactions are coordinated using a licensed lender and a licensed real estate broker that you can select. All of our closings are completed at a title company which is there to protect the interest of all parties.

 What do I need to do to qualify?

You must have a credit challenge; you need to get trained and pass a competency test. You need a minimum of 15% down; a good attitude; and be a decision maker.

 What amount do I pay on the house?

Your monthly payment will consist of standard components such as principle, interest, taxes, and insurance.

 When do I have to pay the down-payment?

As soon as we have an accepted offer on the property you will need to put 10% earnest money to secure the property. The final amount is due at the closing. 



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